Finance And Insurance Blog

Inflation And Your Cash “There are two main drivers of asset class returns — inflation and growth.” — Ray Dalio Photo by Aditya Vyas on  Unsplash The information provided on this page is for educational purposes only. Inflation has been raging for a while now and it has affected people world-wide. We all know why it happened and how long it’s gonna be (spoiler: it’s gonna be for a while more at least). Therefore, I feel that it is just the time to talk about it. When inflation started, it felt slow initially, until suddenly a number of things started to increase in price one after another. The funny thing is that it didn’t affect me initially as I don’t own my own house nor car so utility bills or petrol price hike didn’t affect

Risk And Return Of Assets “The most important investment you can make is in yourself” — Warren Buffett Photo by Markus Spiske on  Unsplash Welcome back to another article on investment newbie with me who is definitely not a professional. This article is intended to help or guide other people who are in the same boat as me and want to understand more or recap about risk and return. For those people who are expecting me to release articles on tech or programming stuff, please bare for a while more. Thanks! Now, this article was initially inspired by how inflation is rampaging. Almost every time I read the news, there would be news about different consumer goods or services prices being increased. These are then followed by people’s comments abou

6 Habits To Set Your Path To Financial Independence “Someone’s sitting in the shade today because someone planted a tree a long time ago” — Warren Buffett Photo by Jamie Fenn on  Unsplash Over the past two years, financial and investment related matters seem to be soaring high as everybody suddenly becomes more aware of their money as well as their future. The pandemic has seemed to have successfully slapped a dose of reality to humanity. Therefore, previously, I had written an article to share about what to do before you start investing to help fellow newbies who are like me. This time, I want to share more about personal finance. This is because I realised another topic has come up often which is about your financial situation and how you

Market Capitalisation and Capital Markets “An investment in knowledge pays the best interest.” — Benjamin Franklin Photo by Aditya Vyas on  Unsplash Back to learning together again with an amateur like me who is just trying to guide and help other amateurs’ learning journey (in investment) easier. In today’s article, we are going to talk about market capitalisation and also capital markets. These terms might sound confusing at first glance but not to worry, we will explore those terms soon. As much as the concept of these terms is simple, it is still good to know about them as learning and broadening your knowledge is always a good thing. You would probably have heard about these terms if you are into investment and somehow keep o